Is a residential property bubble building in Luxembourg?

The price of an average house in Luxembourg has now risen well above €1m, making the Grand Duchy Europe’s second-most expensive housing market after Monaco. The regulators have just announced plans to impose tough minimum deposit requirements on new housing loans. Are these signs of speculative exuberance and is there a risk to the banking sector? Should investors be worried?

An 'everything bubble'?

Financial market bubbles are quite concentrated, we noted recently. But more and more market segments seem to be overheating. Government bonds, on the other hand, strongly disagree with the stock markets.

An anecdotal example of this bubble-forming is the price of wood (lumber), which has risen even faster than the Nasdaq since the beginning of this year. Just take a look at the graph below: